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D/E — Debt-to-Equity Ratio

DeepScreen explains D/E as follows: Debt-to-equity measures financial leverage. A lower value usually means a more conservative balance sheet, but normal leverage varies sharply by industry.

Formula

Total debt or liabilities ÷ shareholder equity

Illustrative example

Interest-bearing debt of 60 million divided by equity of 100 million gives debt-to-equity of 0.6x. A liabilities-to-equity calculation uses a different numerator and must be labeled separately.

Educational example; these are not reported company figures.

How to interpret it

  • Rising debt can increase both returns and downside risk.
  • Judge debt alongside interest coverage and cash flow.

Limitations

  • Banks use leverage as part of their business model.
  • Lease accounting can change reported debt.

Frequently asked questions

What is D/E?
Debt-to-equity measures financial leverage. A lower value usually means a more conservative balance sheet, but normal leverage varies sharply by industry.
How is D/E calculated?
Total debt or liabilities ÷ shareholder equity
What should investors watch for with D/E?
Banks use leverage as part of their business model. Lease accounting can change reported debt.

. Educational analytical content, not investment advice.